Privacy Policy2017-10-04T20:15:34+00:00
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Privacy and Security

We want consumers to feel comfortable using the Site, so we have created this Privacy Policy to let you know what information we may collect from you on the Site and how we may use that information. Please take a moment to review the terms of our Privacy Policy. By using the Site, you agree to accept the terms of our Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Site.

Because NAFCO, Inc. wants to demonstrate its commitment to your privacy, we have provided our information gathering and dissemination practices. NAFCO, Inc. will notify you of:

  • What information is collected from you through the website.
  • The organization collecting the information.
  • How the information is used.
  • With whom the information may be shared.
  • What choices are available to you regarding collection, use and distribution of the information.
  • The kind of security procedures that are in place to protect the loss, misuse or alteration of information under NAFCO, Inc. control.
  • How you can correct any inaccuracies in the information.

If you feel that NAFCO, Inc. is not abiding by its posted privacy policy, you wish to modify information previously given, or have any questions regarding the privacy policy, please contact us via e-mail at info@NAFCOFinance.com.

 

Who we are and what we do

NAFCO, Inc. (“Company” or “we” or “our”), is an automotive finance company and owns and operates the website located at www.NAFCOFinance.com, (the “Site”). The Company has contractual associations with affiliated businesses through which it is able to provide financing for vehicles offered for sale by our affiliates which offer and promote products and services on behalf of Company. Through the Site, Company operates a prospective customer data base (the “Service”), by which it compiles information on individual consumers who have shown an interest in applying for an automotive loan. Company utilizes third party vendors, affiliates, and a variety of media advertisements to promote the Site to consumers interested in completing an online application at our Site.

Company also promotes its product and service offerings to consumers who requested that they be contacted through our online application opt-in process via our Site when submitting a loan request application.

Your privacy is our concern

We recognize the importance of protecting your personal information. We collect and retain information about you to communicate with you, to process your requests for products and services, and to inform you about other financial services that may be of interest to you. Except as explained in our Privacy Policy, we do not sell nonpublic personal information about current or former customers, or applicants, nor do we share this type of information with anyone other than our affiliates. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

Minors

NAFCO, Inc. does not knowingly collect personally identifiable information from individuals under 18 years of age.

General information collection and use

NAFCO, Inc. collects information through the Site from our prospective and existing customers at several different points on our web sites. We use contact information to send information about our company and to service existing accounts. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Contact and financial information that is collected is used for verifying your name, address and other information. Not all information asked for on our site is required when you fill out our forms.

Information about your computer hardware and software is automatically collected by NAFCO, Inc. and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes: your IP address, browser type, domain names, access times and duration of time on site, and referring Web site addresses. This information is used by NAFCO, Inc. to maintain and improve the quality of the service and to generate statistics regarding use of the NAFCOFinance.com site.

To visit and use our site you do not need to complete any registration forms.

Choice/opt-out

Our site provides users the opportunity to opt-out of receiving communications from us and our affiliates. This site gives users the following options for informing us that they wish not to receive future communications or to receive our product and service offerings. You may send an e-mail to info@NAFCOFinance.com with the subject line “OPT OUT”, or you can send mail to the following postal address:

Attn: Opt Out
PO BOX 44980
Boise, Idaho 83711

Please provide identifying information that confirms your identity when submitting an opt-out request. E-mail addresses and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) Business days following receipt.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. If a user rejects the cookie, they may still use our site however without cookies the user may not have access to certain features on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.

Links

This web site contains links to other sites. Please be aware that Company is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by Company even in cases where we may frame another site with our own. From time to time we may co-brand certain services with third parties. It will be clear at the point of collection who is collecting such information and whose privacy statement governs. For example, without limiting the foregoing, we co-brand with insurance brokers, credit reporting agencies and, automotive companies.

Security

We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Disclosure

We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Agreement. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law, third parties may unlawfully intercept or access transmissions or private communications.

As Company develops, we may buy other businesses or their assets or sell our business assets. Customer information is generally one of the business assets involved in such transactions. Thus, in the event that Company or all of its assets are acquired, customer information, including any visitor information collected through the Site, would be one of the transferred assets. For more information see our “Notification of Changes” section below.

Finally, Company reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Company’s rights or property, other visitors, members, or anyone else that could be harmed by such activities. Company also reserves the right to disclose visitor or member information when we believe in good faith that the law requires it.

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Sharing information with affiliates

When you submit your request for information, application for credit, or other communication with us, you are granting permission to be contacted by NAFCO, Inc. or affiliated third parties. We share the contact and loan request data you submit and the NAFCO, Inc. client account number information with affiliated companies such as banks, commercial lenders, credit reporting agencies, and licensed loan brokers to fulfill information requests we receive from you, to provide you with superior service, inform you of product and service opportunities that may be of interest to you, and for other business purposes. We may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, title service companies, debt & credit services companies, automotive sales and service companies, and automotive finance companies. An “affiliate company” is a company under contract with NAFCO, Inc. or is a company owned in whole or in part with common ownership interest with NAFCO, Inc.

Our former customers

We treat information about our former customers in the same manner as we treat information about our current customers.

Confidentiality and security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access or use.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please contact us at the address or phone number listed below when information concerning any changes.

Notification of changes

If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected, we will prominently post a notice on the website for 30 days. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this materially different manner.

Correct / Update Information

If you would like to verify any data that we have received from you, or make any corrections of your personal information, please contact us at info@NAFCOFinance.com

Our address:
PO Box 44980
Boise, Idaho  83711

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